Loans

mortgage loan options

Contact us today… We will assist you with your next real estate goals !

Our job is to make every real estate transition a smooth and positive experience.

We offer our clients personalized service and a commitment to excellence.


We have the best Mortgage Loan Options

We specialize in the best mortgage loans available throughout the state of California!
Our programs include FHA, VA, FannieMae and FreddieMac loans. We have the NO MONEY DOWN loan options that many buyers need. Other options include Jumbo loans, Reverse Purchases, Buy and Rehab in One Loan and Special Financing for credit challenged clients. We can also refer you to the best Commerical, Alternate and Private Financing investors that you might need.

We are experts at handling the complexity of mortgage lending.
We know how to do a quick and thorough interview, so we can give you an accurate loan pre-approval. Our veteran loan processing staff knows how to prevent surprises by analyzing your documentation up front. Since we are also real estate transaction coordinators, we know how to manage and expedite your transaction from start to finish. Our 24 hour on-line customer PORTAL makes monitoring the progress of  your transactions so easy!

Throughout our website you will find many useful tools to assist with buying or selling a home. We are dedicated to providing the finest service available, and our website can be a great resource for you to use free! Make sure to bookmark our website for future use.

If you want to learn more, click on any of our features below…

CONVENTIONAL LOANS

FANNIE MAE LOANS

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FREDDIE MAC LOANS

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NO MORTGAGE INSURANCE

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ADJUSTABLE RATE LOANS

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GOVERNMENT LOANS

FHA HOME LOANS

The FHA 203(b) mortgage is the standard FHA loan used to finance the purchase of a single family home. 

VA
LOANS

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USDA
LOANS

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STREAMLINE
REFINANCE

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DOWN PAYMENT ASSISTANCE

CALHFA
GRANT

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CHENOA
GRANT

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GSFA
GRANT

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MCC TAX BENEFIT

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REHAB LOANS

203K
REHAB

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FANNIE
REHAB

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ADD 2ND
UNIT

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ONE TIME
CONSTRUCTION

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JUMBO LOANS

HI-BALANCE
AREA LOANS

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5% DOWN
JUMBO

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INTEREST
ONLY

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SUPER
JUMBO

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SELF-EMPLOYED BORROWERS

EASY

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1 YEAR
TAXES

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AVERAGE DEPOSITS

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ASSET DEPLETION

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ALTERNATE LOANS

LOW CREDIT
LOANS

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REVERSE MORTGAGE

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ITIN
LOANS

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FOREIGN
NATIONAL

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SPECIAL LOANS

CONDO
APROVAL

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MANUFACTURED
HOMES

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MOBILE
IN PARKS

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PAYOFF IN 7 YEARS

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INVESTOR LOANS - (we refer you to other companies)

DEBT
SERVICE

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PRIVATE
LOANS

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BUY & FLIP

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BRIDGE
LOANS

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Welcome to

Grand Avenue Realty & Lending


We specialize in buying, selling and financing properties throughout the state of California!
Our Anaheim Hills office is in the middle of Los Angeles, Orange and Riverside county areas. We are specialists in our communities and we would be happy to help you with all of your real estate needs!

Throughout our website you will find many useful tools to assist with buying or selling a home. We are dedicated to providing the finest service available, and our website can be a great resource for you to use free! Make sure to bookmark our website for future use.

Are you looking to Buy? We will take the time to listen to your needs and desires to help you find the home of your dreams. Our “Smart Buyers” strategies will increase your buying skills and you will profit from the knowledge. Please fill out our request forms so I can help you in detail!

Are you trying to Sell? We are licensed Real Estate Specialists. We know our markets inside and out, and will do our best to make sure you receive top dollar for your home! Our home listing marketing approach is why we are so successful.

Are you looking to get a Mortgage? We are experts at all the great loan programs; Fannie Mae, FHA, VA, CalHFA and so many more… Our “Hand-On” approach and constant expediting is why we close your deals on time!

Tom Flecky

Tom has over 20 years experience in Real Estate and Mortgages. 

He has a TEAM OF REALTORS who partner with him and help Buyers and Sellers get the smartest solutions to meet their dream scenarios. We specialize in buying and selling homes in Southern California!

Tom has also been doing MORTGAGES for many years. Our company GRAND AVENUE is a broker with over 40 banks and investors to choose from. We have access to all the great loan programs and can offer the LOWEST INTEREST RATES in the nation.

Real estate is one of the largest and most exciting investments one can make. We are here to make sure that your process is a fun and rewarding one!

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