We would like to introduce our mortgage company, we run a successful referral based business!




Great Service for Agents

Quick Underwriter Pre-Approvals

Don’t waste time with a buyer who cannot qualify for financing. Realtors need a serious pre-approval done that will inspire confidence in the Seller and the Listing Agent. 

Fast Loan Closings Less than 21 Days

We can close loans as fast as any lender in the nation. Our investor relationships and deep understanding of mortgage loan guidelines allows us to move quick.

Consistent Updates for Clients & Agents

We keep you informed on the status of the loan approval.  We are in constant contact with your buyers and accommodate everyone’s need to get quick answers.

We Answer the Phone or Text 7 Days a Week

Business is all about information and communication! Since we are a team, one of us is always available to answer your calls, texts and emails.

Experts at Loan Processing

We have many years of loan processing experience. This allows us to prevent surprises by being one step ahead of the bank underwriters.

We do Transaction Coordination

We provide transaction coordinating for our Buyer and Seller Agents. Let us do the loan and manage your real estate paperwork in one!

Best Quality Controls and Problem Solving

We work from a quality control checklist and carefully confirm each milestone is completed successfully. We are experts at revealing potentiial roadblocks and fixing them promptly.

Buyer & Seller Education

We know that many buyers and sellers do not understand the steps and legal issues associated with real estate. Our skills training is here to help.

Increase Your Profits

Great Mortgage Loan Options

We have all the great residential loans you need including: No Money Down, FHA , VA, FannieMae and 10% no PMI, Reverse Purchases and so much more. 

Grants and Zero Down Purchases

We offer various no money down loans. Many include grants or Silent Second T.D.’s to cover down payments and closing costs.

Self-Employed Loan Experts

We know how to help self-employed borrowers get financing using the new bank deposit or asset-depletion loans. We are experts at reading complex taxes.

Special Financing Available

We can refer you to selected lenders that do: No Qualifying, Stated Income, ITIN, Foreign National, Construction, Land, Commercial and Private Flip Loans. 

You can offer a full service listing progam (like a fsbo, not going to their home) for a low cost or upsell to a 1% listings plan.

Pre-Approved Clients Referred to You

Whenever possible, we strongly refer pre-approved clients to our preferred Agents. This includes clients you previously referred.

Investors need special care. We understand non-owner financing and how to find homes for over 20% off. Options also include multi-unit purchases. 

Credit Repair Solutions

With a little time and patience, we can take low credit score clients through credit repair all the way to buying homes with our help.

MINIMUM MARKETING - You are a Corporation

Agent Minimum Marketing Plan

Our referral based marketing plan (and budget) can generate good leads at the minimum costs available. We can help you improve your marketing.

CRM Referral Based Marketing

You must run a referral based business and focus on creating referral relationships

Share $Costs with Co-op Marketing

Let’s work together on creating and then managing new leads. We can get Buyer and Seller leads from established marketing sources.

Power Partner Networking

Work with a group of vendors and industry professionals who support each other. Choose the people that others will trust to share their new referrals with. 

Social Media Marketing

Do consistent personal postings and advertisements for no cost in the sites such as: Facebook, Instagram, etc.

Free Ads / Craigs Marketing

Take advantage of the free ad websites available, such as: Craiglist and Facebook Marketplace.

Facebook Ads Marketing

Facebook ad campaigns are the lowest cost for paid online leads. Create an ad manager account and run your own ads.

Lead Capture on Agent Website

Create an agent website and drive clients to your site using SEO and content marketing. You site can automatically capture the client informaton. 

Tom Flecky

Tom has over 20 years experience in Real Estate and Mortgages. 

He has EXPERIENCED REALTORS who partner with him and help Buyers and Sellers get the smartest solutions to meet their dream scenarios. We specialize in buying and selling homes in Southern California!

Tom has also been doing MORTGAGES for many years. Our company GRAND AVENUE is a broker with over 30 banks and investors to choose from. We have access to all the great loan programs and can offer the LOWEST INTEREST RATES in the nation.

Real estate is one of the largest and most exciting investments one can make. We are here to make sure that your process is a fun and rewarding one!


Welcome to

Grand Avenue Realty & Lending

We specialize in buying and selling homes throughout the state of California!
Our website is geared toward the Los Angeles, Orange and West Riverside county areas. We are specialists in our communities and we would be happy to help you with all of your real estate needs!

Throughout our website you will find many useful tools to assist with buying or selling a home. We are dedicated to providing the finest service available, and our website can be a great resource for you to use free! Make sure to bookmark our website for future use.

Are you looking to Buy? We will take the time to listen to your needs and desires to help you find the home of your dreams. Our “Smart Buyers” strategies will increase your buying skills and you will profit from the knowledge. Please fill out our request forms so I can help you in detail!

Are you trying to Sell? We are licensed Real Estate Specialists. We know our markets inside and out, and will do our best to make sure you receive top dollar for your home! Our home listing marketing approach is why we are so successful.

Are you looking to get a Mortgage? We are experts at all the great loan programs; Fannie Mae, FHA, VA, CalHFA and so many more… Our “Hand-On” approach and constant expediting is why we close your deals on time!



how can we help?